1. Comprehensive credit report/history (include the actual report
as well as summary).
2A. * Civil Court and Bankruptcy Court records for the past 10 years.
2B. * Criminal records (felonies, misdemeanors and violations).
* Include federal, state
and local courts. Such reports shall contain at a minimum, court data from courts located in counties in which the applicant
both worked and resided and all counties contiguous to those counties.
3. Education records.
4. Employment history. Verify duties and responsibilities which clearly
demonstrate at least five years of experience in the business of making residential mortgage loans or similar lending and
credit evaluation experience.
5. Personal and professional references which must be furnished in writing
and excluding relatives (at least 3 each).
6. Media history, if applicable (including electronic search of national
and local newspapers, wire services and business publications).
7. Regulatory history, if applicable (HUD, FREDDIE MAC, State Regulators,
OCC, NASD, etc.).
8. Department of Motor Vehicle records.
9. All judgments and liens filed with the county clerk. Such reports shall
contain, at a minimum, information on judgments and liens filed with the county clerk in counties where the applicant worked
and resided and all counties contiguous to those counties (within the past 10 years).
10. Licenses granted by any governmental agency or judicial body. (Indicate
if they are still in good standing).
11. Listing of all credit relationships by the applicant such as revolving
credit, established credit facilities and any credit extensions, including loans, on which the applicant is in default (more
than 90 days past due).
